Skip to content

California mortgage brokerage

Find the right mortgage for your situation, not a one-size-fits-all loan.

We help homebuyers, homeowners, self-employed borrowers and real estate investors compare mortgage strategies with guidance from application through closing.

Get Pre-ApprovedCheck My Refinance Options
Serving with the military? Explore VA loans

No effect on your creditNo documents neededAbout 2 minutes

Angel Hernandez, CEO & Senior Loan Officer at The Mortgage Finders

Angel Hernandez

CEO & Senior Loan Officer

NMLS #1099542

Where are you starting from?

Pick what fits and we’ll take you to the right place.

Buy a Home

Purchase financing, pre-approval and what you can realistically afford.

Start here

Refinance

Lower a payment, change terms, or take cash out of your equity.

Start here

Invest in Real Estate

Financing for rental and investment property.

Start here

Self-Employed

Options built for non-traditional income documentation.

Start here

Why work with a broker

A bank offers you its own products. As a broker, we compare strategies across lenders and explain the trade-offs in plain terms, so the loan fits your situation, not the other way around.

  • Multiple loan strategies

    Conventional, FHA, VA, jumbo and specialty programs, compared side by side.

  • Clear scenario comparison

    What each option costs monthly and over time, with the assumptions shown.

  • Responsive communication

    You know where your loan stands without having to chase anyone.

  • Support through closing

    The same team from first conversation to keys in hand.

Loan programs

Program availability and qualification depend on your details and the property.

Explore all loan programs

Conventional Loans

The most common financing for buyers with established credit.

  • Fixed and adjustable options
  • Purchase and refinance
  • Mortgage insurance can often be removed later
Get a quote

FHA Loans

Government-insured financing often used for a smaller down payment.

  • Lower down payment options
  • More flexible credit review
  • Purchase and refinance
Get a quote

VA Loans

For eligible veterans, service members and surviving spouses.

  • No monthly mortgage insurance where applicable
  • Purchase and refinance options
  • Certificate of Eligibility support
Get a quote

Jumbo Loans

Financing above conforming loan limits.

  • Fixed and adjustable options
  • Primary and second homes
  • Several documentation approaches
Get a quote

30-Year Fixed

The same principal and interest payment for the whole term.

  • Predictable payment
  • Widely available
  • Purchase and refinance
Get a quote

How it works

  1. Tell us your goal

    What you're trying to accomplish, and your timeline.

  2. We review your scenario

    Which paths are actually open to you, and why.

  3. Compare the options

    Side by side, with the costs and trade-offs shown.

  4. Move forward

    We handle the process through to closing.

The people behind it

The Mortgage Finders is led by Angel Hernandez, CEO & Senior Loan Officer (NMLS #1099542), with a team handling operations, processing and communication so nothing stalls.

Meet our team

Tools & resources

Mortgage Calculator

Today's Rates

Pre-Approval Checklist

Common Questions

Buying a home?

See what financing paths may fit your budget, timeline and goals.

Get Pre-Approved

Already own one?

Find out whether refinancing actually supports your next financial goal.

Check My Refinance Options
CallPre-ApproveApply